Payday-loan bans: proof indirect impacts on supply
Payday-loan bans: proof indirect impacts on supply Abstract In 2008, Ohio enacted the Short-Term Loan Law which imposed a 28% APR on payday loans, effectively banning the industry november. Utilizing certification records from 2006 to 2010, we examine if you can find alterations in the supply region of the pawnbroker, precious-metals, small-loan, and second-mortgage financing... » read more